Professional Services Insurance

Q: Why do consultants need Professional Liability insurance?

Even minor errors or delayed deliverables can lead clients to claim financial loss, requiring legal defense support.

Q: Is office property covered under a professional liability policy?

No, physical office computers, furniture, and leaseholds require Commercial Property or a BOP.

Q: Do remote consulting firms still need general liability?

Yes, client visits, off-site meetings, and contractual obligations often require general liability protection.

Advice-based businesses face specialized risks related to client disputes, contract deliverables, data security, and professional oversights. Explore commercial insurance options designed for professional service firms.

Core Industry Risk Considerations

✓Errors & Omissions (E&O) for client advice or service disputes.
✓General Liability for office premises and client meetings.
✓Cyber Liability for client confidential data protection.
✓Business Owners Policy (BOP) combining property and liability.

Industry FAQs

Why do consultants need Professional Liability insurance?

Is office property covered under a professional liability policy?

Do remote consulting firms still need general liability?

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